Overview

TBook: The Embedded RWA Liquidity Layer

About TBook

TBook is the first embedded RWA liquidity layer that brings institutional-grade tokenized yield into user-facing apps. Through a single integration, apps can generate RWA-backed yield on idle customer balances, while RWA issuers unlock liquidity they could not access on their own.

TBook’s Edge

A thriving ecosystem

TBook powers capital flows throughout a network of Web3 projects, RWA issuers, traditional companies and a diverse base of users.

• 200+ Web3 projects actively use TBook to verify user credentials and distribute assets;

• 5.4M+ on-chain users across 4.8M+ linked social accounts have claimed 9.6M+ tokenized assets via TBook;

• 3.7M+ users have minted TBook WISE Credit Scores, capturing the value of their digital footprint;

• Growing partnership network with leading L1s, major institutions and RWA distribution partners, including:

  • Omnipay: Philippines’ largest payments infrastructure provider and first non-bank institution granted an EMI license.

  • Mysten Labs: TBook partners with Mysten Labs to drive mass adoption of RWAs and stablecoins on Sui.

  • R25: Leading RWA protocol onboarding a broad range of institutional-grade RWAs on chain, including RWA assets with technology services provided by Ant Digital Technologies.

Engineered for Interoperability

TBook unifies three missing primitives into one embeddable stack:

• Identity: Portable, verifiable Passports that anchor user reputation across ecosystems.

• Intelligence: WISE Scores that turn contribution data into transferable reputation and creditworthiness.

• Smart Settlement: Programmable flows where stablecoin and RWA payouts settle instantly, vest automatically, and earn yield on-chain.

Together, these layers transform blockchains from passive ledgers into active coordination engines—where work, payments, and incentives operate as one programmable system.