Overview

TBook: StableFi for the Digital Workforce

About TBook

TBook is the first full-stack StableFi coordination layer purpose-built for the digital workforce. Our infrastructure provides composable, chain-agnostic infrastructure that connects verifiable credentials to stablecoin and RWA distribution, unlocking programmable finance for billions of creators, freelancers, and AI agents.

TBook’s Edge

A thriving ecosystem

TBook powers capital flows throughout a network of Web3 projects, RWA issuers, traditional companies and a diverse base of users.

  • 200+ Web3 projects actively use TBook to verify user credentials and distribute assets;

  • 4.7M+ users across 3M+ linked social accounts and 2M+ wallets have claimed 9.6M+ tokenized assets via TBook;

  • 814K+ users have minted TBook WISE Credit Scores, capturing the value of their digital footprint;

  • Growing partnership network with leading L1s, major institutions and RWA distribution partners, including:

  • Mysten Labs: TBook partners with Mysten Labs to drive mass adoption of RWAs and stablecoins on Sui.

  • Omnipay: Philippines’ largest payments infrastructure provider and first non-bank institution granted an EMI license.

  • R25: Leading RWA protocol onboarding a broad range of institutional-grade RWAs on chain, including RWA assets with technology services provided by Ant Digital Technologies.

Engineered for Interoperability

TBook unifies three missing primitives into one coordinated stack:

  • Identity: Portable, verifiable Passports that anchor user reputation across ecosystems.

  • Intelligence: WISE Scores that turn contribution data into transferable reputation and creditworthiness.

  • Smart Settlement: Programmable flows where stablecoin and RWA payouts settle instantly, vest automatically, and earn yield on-chain.

Together, these layers transform blockchains from passive ledgers into active coordination engines—where work, payments, and incentives operate as one programmable system.

Our StableFi Thesis

StableFi is short for stablecoin finance and is centered around the idea that financial services— including payments, borrow/lend, credit, collateral, investments and wealth management—will rapidly move on-chain with stablecoin as a crucial store of value.

Finance is evolving as fast as technology.

The future of work is decentralized, permissionless, and agentic. Millions of humans and AI agents now create, build, and earn across borders. The capital that fuels this shift will live on-chain.

Tokenized capital flows cut costs, speed settlement, and increase transparency. But real step-change gains come from linking these flows to a data intelligence layer that can orchestrate and optimize them—making “programmable money” truly programmable.

To drive genuine financial inclusion, blockchain infrastructure must interoperate not only across chains but also between traditional finance and Web3.

TBook was built for this transition:

  • Connecting traditional companies to tokenized capital flows

  • Connecting tokenized capital flows to on-chain contributions and credentials

  • Connecting everyday users to stablecoins and tokenized RWAs

This is a massive and meaningful opportunity.

Explore StableFi

TBook is building an open, programmable financial system where anyone can earn, invest, and transact with stablecoins and tokenized RWAs

The future of StableFi is here, powered by TBook.

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